(Re)Creating Carly











Oh, summer. Buttercups under the chin.  Movies under the stars. Days that go on forever. Time for reading and writing and doing all those things I’ve waited all winter to do. I love summer—and not just because I’m lucky enough to get summers off, although that doesn’t hurt. There’s just something about the scent of lilacs in the air that make me nostalgic for summers past. Being a kid, playing hide-and-seek with the neighborhood crew. Or being a teenager and sneaking out to go swimming with my friends (Sorry, Mom and Dad). Or, as an adult, taking last minute road trips, windows down, singing along to anything and everything that comes on the radio. It’s always been a time for slowing life down a bit, and just enjoying.

Summertime is also a time for renewal. For trying new things. And for getting back to the heart of what’s important in our lives. Earlier this year, I tried my best to kick start a workout routine. I even blogged about it in my first installment of Tea & Inspiration. You see, deciding to pay off my debt isn’t just about becoming debt-free for me. It’s about living the dream—living MY dream life.

Part of my dream life involves being physically fit. And this summer, my focus has been on getting (back) into shape. Between school year madness and getting sick a lot, I dropped the ball on fitness over the past couple years. Sure, I made a few scattered attempts to get it together during that period, but nothing stuck. And my muscles have been hating me for it. I didn’t realize just how much until I recently took a 3-mile walk with a friend and had a ton of leg pain afterwards. LEG PAIN FROM WALKING?! Whoever heard of such a thing?! Not me, that’s for sure. And towards the end of the school year, I was getting pain just from STANDING.

I’m a naturally thin person—my weight hasn’t really changed since high school, so even though I knew I wasn’t as fit as I used to be, I considered myself to be in decent shape. The reality, however, is that I was slowly losing all the muscle in my body that used to make doing things like WALKING and STANDING a snap. Being thin definitely does NOT mean being in shape.  And, let’s face it, it doesn’t matter how much debt you’ve paid off or how much money you have in the bank, if you’re not healthy, none of it really matters.

Right now, I’m in Florida with family, soaking up the sunscreen, and hitting the gym for about 2 hours a day. Go big or go home, right? It’s been about two and a half weeks since I started and I’ve gone from barely being able to do a crunch to being able to do over a hundred of these:

Swiss Ball Jackknife. Ouch.

In such a short amount of time, I can feel a big difference. I feel stronger. Empowered. And my legs haven’t ached at all – other than the normal after-workout soreness. I know how lucky I am to have a summer off to dedicate to this, and I don’t want to waste a moment of it. Now I just have to figure out how to keep it up once I’m back to reality! I think I can… I think I can…

In other ‘dream life’ news, I’m excited to report that I just made a $2,000 credit card payment – courtesy of my summer sublet. Yay! It’s been about six months since I began my quest to become debt-free, and I’ve paid off almost one-half of my debt. On my salary, that’s a miracle!

I hope you are all making the most of your summer, and getting closer to living the life of your dreams.

What have you been up to this summer? What are some things you’d like to accomplish in order to be living YOUR dream life?



{April 7, 2013}   Tea & Inspiration (Part 1)

Sundays have always been my favorite day. They’re a little slower than all the other days, a little more peaceful. If you’re like me, you like to start your Sunday mornings off with a cup of tea and a few chapters of that classic novel you haven’t had time for all week. It’s the perfect day to catch up on the desperately needed me-time that the workweek has undoubtedly swallowed up for itself.

I’ve decided that Sundays are also the perfect day to take stock in the positive changes that taking control over my finances has brought to my life.

Last Sunday, I did yoga for the first time in ages. Ninety minutes of P90X yoga—which is not your Grandma Yogi’s yoga. This is the kind of yoga that reminds you there are actually muscles buried deep beneath those layers of skin and fat. I wasn’t sure how it’d go because it’d been so long since I last did it. But my trusty little deltoids and quadriceps rallied awake (eventually) and I was even able to hold myself in crane—the Holy Grail of yoga positions—for an entire three seconds. (A little context: When I was at my fitness peak three  years ago, I was still only able to last 15 seconds.) By the time I’d finished the 90-minute session, I felt like a superhero. Or SuperYogi.

crane

Now that I have a debt-free goal date set–July 1, 2014, I’ve started thinking about other goals I’d like to accomplish by then. Being in top physical shape is one of them.  I used to work out all the time, but the stress of my poor financial situation affected me so much that I didn’t have the energy for it. But now that the burden of my debt is lifting (and all it took for that to happen was simply starting to deal with it), I’m ready to unleash my inner SuperYogi. So by July 1, 2014, I’ve decided to join a friend in what, up until now, I’ve considered a practice in self-flagellation–a 13.1 mile run.  Yep. I’m going to run a half-marathon. (Note to self: Start practicing denial of last statement–just in case.)

This new-found delusion confidence is a direct result of my recent financial successes. Taking control of my finances has empowered me to take control over so many other areas in my life. I now know that I CAN accomplish any goal I set. And in order for me to reach my goal of being debt-free with my sanity intact–or at least partially intact–my life must be about more than just budgeting.  Oh, and the best thing about my new fitness goal? It’s free!

What goals have you created for yourself? Do you set deadlines to help motivate you?



et cetera